Gradient Privacy Policy

Last Updated: July 2023

This Privacy Policy aims to give you information on how Gradient collects and processes your personal data when you use our software and services ("Services").

1. Introduction

Gradient respects your privacy and is committed to protecting your personal data. This Privacy Policy will inform you as to how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.

2. Personal Information We Collect

We collect personal identification information (Name, email address, phone number, etc.), transaction data, financial information necessary to provide our Services, and technical data (internet protocol (IP) address, login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website). We also collect usage data about how you use our website, products and services. 

3. How We Collect Your Personal Data

We use different methods to collect data from and about you including through direct interactions, automated technologies or interactions, and third-party or publicly available sources.

4. How We Use Your Information

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

- Where we need to perform the contract we are about to enter into or have entered into with you.

- Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.

- Where we need to comply with a legal or regulatory obligation.

5. Disclosure of Your Information

We may have to share your personal data with third parties for business purposes, regulatory authorities, or as required by law. 

6. Security of Your Information

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorized way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

7. Data Retention

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

8. Your Legal Rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data including the right to receive a copy of the personal data we hold about you and the right to make a complaint at any time to your country's Data Protection Authority if you are unsatisfied with our data protection practices.

9. Third-Party Links

Our website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. 

10. Changes to This Privacy Policy

We reserve the right to update this privacy notice at any time, and we will provide you with a new privacy notice when we make any substantial updates. We may also notify you in other ways from time to time about the processing of your personal information.

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at privacy@gradient.credit.